Best Cat Insurance

Ever since ancient times, as much as 4,000 years ago, cats have been very much admired and even worshiped. Ancient Egyptians used to mummify their beloved furry friends together with their toys. It is no wonder that they are so dear to us, since cats have a proven positive effect on their human parent’s health, both mentally, physically and even spiritually. And since they are so loved, we naturally want to offer them the best possible care when needed. That’s why we carefully chose three of the best cat insurance companies to offer the purrfect backup if things go wrong.

How to choose pet insurance for a cat

Here are some tips on choosing the most appropriate insurance for your cat.

1. Research the provider

When choosing an insurance provider for your cat, it is very important that you thoroughly research different pet insurance companies. Find out how long they have been in business for, read independent reviews and comparisons, and find customer opinions on each provider. Researching any discounts that the insurance firm might offer could also be a decisive factor.

2. Understand the coverage

It is extremely important to understand what is covered by a particular policy to avoid your feline getting seriously ill and only then finding out that, even though they are insured, the provider won’t reimburse you for the veterinary care costs.

It is advisable to enroll in a policy that covers congenital, chronic, and hereditary diseases, including those conditions related to certain breeds or cancer since cats are predisposed to developing these types of illnesses and they can be extremely expensive to treat.

In case you have any misunderstandings about the coverage, don’t hesitate to contact the company’s customer care and make sure to get clear answers on all of your questions.

3. Choose the plan that best fits your and your cat’s needs

Finally, it is important to choose a pet insurance plan that fits your financial needs. This means that you should be able to afford to pay the deductible together with your the percentage of the vet invoice that is not covered by the provider.

It’s also important to think about your cat’s needs. When doing this, think about your pet’s age, any preexisting conditions, if he or she is likely to develop certain breed-related diseases, and their existing medical records. You should also consider whether they are indoor pets or have regular access to the outside where it is more likely for them to get injured, and so on.

Cat insurance 101

In simple terms, cat insurance works pretty much like any human medical insurance. It is meant to help the owner pay most of the healthcare costs should the cat develop an unexpected injury or illness.