Ever since ancient times, as much as 4,000 years ago, cats have been very much admired and even worshiped. Ancient Egyptians used to mummify their beloved furry friends together with their toys. It is no wonder that they are so dear to us, since cats have a proven positive effect on their human parent’s health, both mentally, physically and even spiritually. And since they are so loved, we naturally want to offer them the best possible care when needed. That’s why we carefully chose three of the best cat insurance companies to offer the purrfect backup if things go wrong.
Known for its unique insurance plan and pricing structure, Trupanion has some owners that swear by it, while others are a bit doubtful of its effectiveness. When it comes down to it, however, Trupanion has been around for the better part of twenty years and has been used to insure about half a million pets to date. While its policies might be unconventional, they work well in most cases and its level of service and excellent customer care earned it an A+ rating from Better Business Bureau. Submitting claims is made easy and since the company can pay the vet directly, customers do not have to deal with any out of pocket expenses besides the 10% coinsurance. Other than providing affordable insurance, the company also supports the pet community by donating to various charities and shelters, which serves as a testament to their dedication and care.
There’s nothing worse than getting an expensive bill you weren’t expecting. Pet owners often struggle with this, but pet insurance services like exist to make their lives easier. This provider offers diverse services at reasonable prices, presenting its insurance plans in a transparent and easy-to-understand way.
Embrace Pet Insurance has something for everyone, covering illnesses, conditions, accidents, injuries, and even dental diseases. With prices starting at $13.32 per month for dogs and 11.60 for cats, it makes sure insurance remains accessible.
There’s a genuine sense of compassion behind after the sad tale of its co-founder, Dr. Jack Stephens, who was required to euthanize Buffy, a dog whose family were unable to pay the medical treatments. Pets Best has been providing a trustworthy service since 2005, with a focus on providing insurance policies that help countless pet parents who otherwise couldn’t afford often life-saving treatment. The company’s policies are highly customizable, more so than most insurance providers, especially since there are many plans to choose from including multiple wellness plans, which makes Pets Best’s services very budget friendly. The company is also dedicated to helping the pet community, too, not only donating to charities and shelters but providing owners that adopt from shelters and shelter staff with a discount on the monthly premium.
Here are some tips on choosing the most appropriate insurance for your cat.
When choosing an insurance provider for your cat, it is very important that you thoroughly research different pet insurance companies. Find out how long they have been in business for, read independent reviews and comparisons, and find customer opinions on each provider. Researching any discounts that the insurance firm might offer could also be a decisive factor.
It is extremely important to understand what is covered by a particular policy to avoid your feline getting seriously ill and only then finding out that, even though they are insured, the provider won’t reimburse you for the veterinary care costs.
It is advisable to enroll in a policy that covers congenital, chronic, and hereditary diseases, including those conditions related to certain breeds or cancer since cats are predisposed to developing these types of illnesses and they can be extremely expensive to treat.
In case you have any misunderstandings about the coverage, don’t hesitate to contact the company’s customer care and make sure to get clear answers on all of your questions.
Finally, it is important to choose a pet insurance plan that fits your financial needs. This means that you should be able to afford to pay the deductible together with your the percentage of the vet invoice that is not covered by the provider.
It’s also important to think about your cat’s needs. When doing this, think about your pet’s age, any preexisting conditions, if he or she is likely to develop certain breed-related diseases, and their existing medical records. You should also consider whether they are indoor pets or have regular access to the outside where it is more likely for them to get injured, and so on.
In simple terms, cat insurance works pretty much like any human medical insurance. It is meant to help the owner pay most of the healthcare costs should the cat develop an unexpected injury or illness.
The Best Reviews team researches and tests all products first-hand. We've been reviewing products and services since 2012 and are proud to only publish human-created content.
Share your thoughts, ask questions, and connect with other users. Your feedback helps our community make better decisions.
©2012-2025 Best Reviews, a clovio brand –
All rights
reserved
