Embrace Pet Insurance takes being affordable seriously, offering several discounts on its policies. Still, its Healthy Pet deductible deserves special mention. The provider is one of the only pet insurance companies where the annual deductible decreases by $50 every year that an insured pet remains healthy and the customer doesn’t submit any claims. It also has 10% off for multiple pet policies and 5% off for active or former military members. While Embrace Pet Insurance has no free trial, canceling a policy within 15 days of the start date will get you a full refund. If you’ve submitted a claim during those 15 days, you may still be eligible for a pro-rated refund.
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