Pet Insurance Comparison: Trupanion vs Petplan Pet Insurance

Daniel C. — Verified by

Sander D. — Last updated: January 13, 2025 — (0)

Table of contents

Dogs and cats have a chance of contracting illnesses or being injured to the point of needing to undergo serious and expensive medical care. As the owner of a pet, you will want to be able to provide this care for your best friends, and at least two companies want to give you an affordable option. One is Trupanion, the other is Petplan Pet Insurance, and both promise great coverage for your pet. We decided to compare the two to give you a better idea of which company might work best for you and your pets.

Overview

Cost, reimbursement, and deductible

Enrollment and cancellation

Customer service

Overview comparison for Trupanion
Overview	Trupanion
Brand/logo
Visit brand site	More info
Read review	Read review
Rating
All new conditions
Preexisting conditions
Cured conditions
Hereditary conditions
Congenital conditions
Exam fees
Preventative care
Alternative care
Routine dental care
Spaying/neutering
Breeding-related conditions
Euthanasia
Burial
Illness waiting period	30 days
Accident waiting period	5 days
Processing claims	7 days
Exotic pets
BBB rating	A+
BBB accreditation

Cost, reimbursement, and deductible comparison for Trupanion
Cost, reimbursement, and deductible	Trupanion
Brand/logo
Visit brand site	More info
Read review	Read review
Reimbursement	1 day
Direct vet payment
Deductible type	Condition/Lifetime
100% reimbursement
Payout caps
Time limit
Personalized policy
Premium increases annually
Premium increases with age
Premium increases after claim

Enrollment and cancellation comparison for Trupanion
Enrollment and cancellation	Trupanion
Brand/logo
Visit brand site	More info
Read review	Read review
Minimum enrollment age	7 weeks
Maximum enrollment age	14 years

Customer service comparison for Trupanion
Customer service	Trupanion
Brand/logo
Visit brand site	More info
Read review	Read review
24/7
Live chat
Email
Phone
Community
FAQ
Video tutorials
Remote desktop
Blog
Facebook
Instagram
X
YouTube

A comprehensive plan from Trupanion

30-day risk-free pet insurance trial

Get your pet insured with Trupanion, and enjoy the sense of security for 30 days, completely risk free. If you are not satisfied, you can cancel the service and receive your money back in full.

Try Trupanion for 30 Days

Trupanion has an insurance plan for dogs and cats, and it is a highly comprehensive policy. This plan does not limit the benefits to a set amount for the year. You can also use your pet’s insurance coverage to obtain all of the services that dogs and cats need without restriction. Included in the plan is coverage for tests, medicines, surgeries and stays in the hospital. With this plan, 90 percent of your dogs’ or cats’ treatment is covered, and you can choose to pay a deductible between $50 and $1,000.

Dogs and cats will be covered if they are ever injured or become sick, but treatment for congenital conditions is also covered. Furthermore, if you purchase therapeutic pet foods for your animals, you will only need to pay half the cost while the insurance policy covers the rest. Unfortunately, this plan does not cover pre-existing conditions, preventative care or dental treatments. Treatments for fleas and vaccinations also are not listed under this plan.

The Bronze, Silver and Gold plans from PetPlan

GoPetPlan.com has an option for dogs and cats, with choice between three different plans. Under the bronze, silver and gold plans, you can choose the one that reimburses your pet’s healthcare costs by 80 percent, 90 percent or 100 percent. The bronze plan offers the least amount of coverage, but it will be the most affordable. The gold plan covers all kinds of services, including the vet’s costs. It will even cover extraneous expenses, such as kennel costs and supplies $1,000 in the event that you need to cancel your vacation.

Best pet insurance services of 2025

Editors' choice

Editor's rating:

(4)

Simple plan structure

24/7 customer care

Good coverage

No payout caps

Visit Trupanion
Reviews

Budget-friendly

Editor's rating:

(4)

Quick reimbursement process

Customizable policy

Several handy add-ons

Responsive customer support

Visit Lemonade
Reviews

Multiple pets

Editor's rating:

(4)

Budget friendly

No risk

Accepts exotic petss

Reviews

Why Should Pet Daycare Be Used?

How to Deal With Large Vet Bills

5 Signs That Your Senior Pet Is Ill

30-day risk-free trial of Trupanion pet insurance

Pet Insurance Comparison: Trupanion vs Petplan Pet Insurance

A comprehensive plan from Trupanion

The Bronze, Silver and Gold plans from PetPlan

Best pet insurance services of 2025

Related articles

User feedback

Leave a reply Cancel reply

Popular guides

Latest reviews

Best Reviews