Empower Offers

As most of Empower’s basic services are free, it’s just the wealth management products that are subject to promotions. Only private clients get a reduction below the regular 0.89% investment fee, as Empower’s fees decrease to 0.79% for the first $3 million and 0.69% for the next $2 million. Then 0.59% for the following $5 million, until at $10 million, it’s 0.49%. Still, it’s important to note that creating a Personal Cash account with Empower can get you up to five million dollars in FDIC insurance coverage.

Grab a 0.49% fee with Empower

Invest over $10 million and get a massive fee reduction with Empower's Private Client plan.

Free personal financial dashboard with Empower

Tackle every aspect of your finances with Empower's free financial dashboard. Find a bills management section, a budgeting tool, a cash flow analyzer, a retirement planner, and so much more at zero cost.

Free personal cash account with Empower

Use Empower's completely free cash management account with high interest rates, no minimum balance requirements, and up to five million dollars in FDIC insurance coverage.

Financial calculators for zero cost

Try Empower's extensive list of free calculators for life planning, measuring investments, and retirement preparation.