GetSmarter is a top-notch e-learning platform where you can take short courses from some of the best universities in the world. Unfortunately, the company doesn’t often provide discounts, and while there are financing options available, they add an extra administrative fee to the course’s already high price. On the bright side, it’s possible to try out the program by using the company’s refund policy. Courses that take less than three weeks to complete come with a 14-day money-back guarantee, whereas longer programs allow you to complete the first two modules before asking for your money back.